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Calculate monthly SIP amount needed to achieve your financial goals
Equity funds: 12-15%, Balanced funds: 10-12%, Debt funds: 6-8%
Increase your SIP by this percentage every year to reach goals faster
₹0
Investment
Returns
| Year | Monthly SIP | Annual Investment | Total Invested | Portfolio Value | Gains |
|---|---|---|---|---|---|
| 1 | ₹0 | ₹0 | ₹1,00,000 | ₹1,12,000 | ₹12,000 |
| 2 | ₹0 | ₹0 | ₹1,00,000 | ₹1,25,440 | ₹25,440 |
| 3 | ₹0 | ₹0 | ₹1,00,000 | ₹1,40,493 | ₹40,493 |
| 4 | ₹0 | ₹0 | ₹1,00,000 | ₹1,57,352 | ₹57,352 |
| 5 | ₹0 | ₹0 | ₹1,00,000 | ₹1,76,234 | ₹76,234 |
| 6 | ₹0 | ₹0 | ₹1,00,000 | ₹1,97,382 | ₹97,382 |
| 7 | ₹0 | ₹0 | ₹1,00,000 | ₹2,21,068 | ₹1,21,068 |
| 8 | ₹0 | ₹0 | ₹1,00,000 | ₹2,47,596 | ₹1,47,596 |
| 9 | ₹0 | ₹0 | ₹1,00,000 | ₹2,77,308 | ₹1,77,308 |
| 10 | ₹0 | ₹0 | ₹1,00,000 | ₹3,10,585 | ₹2,10,585 |
A Goal SIP Calculator helps you determine how much you need to invest monthly through SIP (Systematic Investment Plan) to achieve a specific financial goal. Instead of asking "how much will I accumulate?", this calculator answers "how much should I invest to reach my goal?"
Step-up SIP allows you to increase your monthly investment by a fixed percentage every year. This is highly beneficial as:
* These are historical averages. Past performance doesn't guarantee future returns.
Goal: Save ₹50 lakhs for child's education in 15 years
• Expected Return: 12% p.a.
• Initial Investment: ₹1 lakh
• Step-up: 10% annually
→ Required Starting SIP: ₹8103
With annual 10% increase, you'll reach your goal comfortably while starting with a manageable amount.