Tools + SafetyCalculator
Goal SIP Calculator
See how much you need to invest every month to reach a financial target without feeling overwhelmed.
Calculator
Work backward from your target
Goal amount₹25,00,000
Years to goal10 years
Expected return12%
Future value of current savings
₹6,60,077.379
Remaining gap
₹18,39,922.621
Monthly SIP needed
₹7,998.318
What it means
Start with the target and work back
A goal-based SIP helps you define a target amount, see how far you are from it, and estimate what you need to invest regularly to get there.
This approach turns a fuzzy goal like “I want to buy a house” into a monthly action plan that is easier to follow.
When to use
For goals like education, travel, or home buying
- Estimate the monthly SIP needed for long-term goals.
- Check how much your current savings can contribute toward the target.
- Adjust return expectations if your goal is ambitious or your timeline is shorter.