Tools + SafetyCalculator
Compound Interest Calculator
See how your money can grow when returns are added back to the original amount over time.
Calculator
Estimate long-term growth
Initial principal₹1,00,000
Annual return8%
Years5 years
Total invested
₹4,00,000
Maturity value
₹5,16,766.317
Interest earned
₹1,16,766.317
What it means
Your interest earns interest
Compound interest means you earn returns not only on your original money, but also on the interest added earlier. Over time, this can make a big difference.
A higher compounding frequency, such as monthly instead of yearly, can slightly increase the final amount because interest is added more often.
When to use
Use it for long-term planning
- Estimate how much a fixed deposit, recurring investment, or long-term portfolio may grow.
- Compare the impact of different annual returns and saving durations.
- Use the result as a planning estimate, not as a guarantee of future market performance.