Tools + SafetyCalculator

XIRR Calculator

XIRR measures the annualised return of irregular cash flows across different dates, making it useful for SIPs, investments, and real-world portfolio cash movements.

Calculator

Estimate irregular cash flow returns

Initial investment

Cash flow 1

Date 1

Cash flow 2

Date 2

Cash flow 3

Date 3

Total invested

₹1,00,000

Total received

₹60,000

XIRR

0.00%

What it means

IRR for real dates

XIRR stands for Extended Internal Rate of Return. Unlike regular IRR, it adjusts for the exact timing of each cash flow, which makes it more realistic for real-world investing and withdrawals.

This is especially useful when money is invested or withdrawn on different dates instead of at regular intervals only.

When to use

For real-world cash movements

Use XIRR when investments or withdrawals happen at irregular dates.
It helps measure real portfolio performance where deposits and exits are not evenly spaced.
The result is a useful estimate, not a guarantee of future returns.